
Residential mortgage financing made easy
We'll be your guide through the home buying process.
The home buying process can be overwhelming, it doesn't have to be with the right professionals on your side! Follow our 3 step plan.
1. Get started right away
The best place to start is to connect with us directly. The mortgage process is personal. Our commitment is to listen to all your needs, assess your financial situation, and provide you with a clear plan forward.
2. Get a clear plan
3. Let us handle the details
Sorting through all the different mortgage lenders, rates, terms, and features can be overwhelming. Let us cut through the noise. We'll outline the best mortgage products available, with your needs in mind.
When negotiating with the lender, we will handle everything for you. Our commitment is to ensure you know exactly where you stand at all times. No surprises. we've got you covered.

Buy property with confidence
We'll take care of the financial details, so you can focus on finding the perfect home.
Resources to help you with mortgage financing on your home purchase
If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place. Getting pre-approved is one of the first steps in your home buying journey.
Should you get preapproved for a Mortgage?


An Overview of the Home Buying Process


If you’re planning to buy either your first home or your next home, let’s assess your creditworthiness, take a look at your income, plan for a down payment, and nail down exactly how much you can afford to borrow.
One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Learn more about how your gross debt service ratios (GDS) and total debt service ratios (TDS) impact your mortgage qualification.
GDS/TDS Ratios Explained


How to Avoid an Accidental Home Purchase


Buying a property might be easier than you think. So, if you have NO desire AT ALL to qualify for a mortgage, here are some great steps you can take to ensure you don’t accidentally buy a property.
If you’ve thought now is the time to find a new property to accommodate your growing family, but you’re unsure how your parental leave will impact your ability to get a mortgage, learn more about parental leave and mortgage qualification here.
Getting a Mortgage While on Parental Leave


Understanding your Employment Status


If you’re looking to secure mortgage financing, understanding how lenders look at your employment is an important step in understanding mortgage qualification. Learn more about your employment status.
Learn more about how credit impacts a home purchase
Credit is the ability of a customer to obtain goods or services before payment, based on the trust that you will make payments in the future. When you borrow money to buy a property, you’ll be required to prove that you have a good history of managing your credit.
Credit and Mortgage Financing


An Overview of the Home Buying Process


If you’re planning to buy either your first home or your next home, let’s assess your creditworthiness, take a look at your income, plan for a down payment, and nail down exactly how much you can afford to borrow.
Tim Lacroix, Mortgage Broker
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