
Everything you need to know about refinancing your mortgage
Let us outline the best options to access your home equity.
Whatever your reasons to access your home equity through a refinance, it all comes together when you follow our simple 3 step plan.
1. Get started right away
The best place to start is to connect with us directly. The mortgage process is personal. Our commitment is to listen to all your needs, assess your financial situation, and provide you with a clear plan forward.
2. Get a clear plan
3. Let us handle the details
Sorting through all the different mortgage lenders, rates, terms, and features can be overwhelming. Let us cut through the noise, we'll outline the best mortgage products available for your refinance.
When it comes time to arranging your mortgage, we'll handle all the paperwork and negotiate the best mortgage terms on your behalf. Mortgage refinancing made easy.

Refinance with confidence
We have the experience to ensure you get the best mortgage available for your refinance.
Learn more about refinancing your mortgage here.
If you're looking to refinance your mortgage, working with an independent mortgage professional will save you money and provide you with better options than dealing with a single financial institution.
Benefits of Working with an Independent Mortgage Professional


Finance Your Home Renovations


If you’re looking to complete some home renovations but don’t quite have enough cash to move forward, consider refinancing your home. Use the equity you have built up to increase the value of your home.
If you’re a homeowner looking to optimize your finances, consider taking advantage of your home’s equity to reposition any existing debts you may have.
Reposition Your Debts Through Mortgage Financing


4 Ways to Access your Home Equity


If you’ve been a homeowner for many years, likely your property value has increased significantly. One advantage of homeownership is the opportunity to build equity. Learn about how you can access that equity.
Learn more about how credit impacts a home purchase
After a bankruptcy or consumer proposal, the key to financial success is getting your finances under control as quickly as possible. If you're looking to refinance your mortgage, these principles apply to you!
Getting a Mortgage After Bankruptcy


How to Handle Missed Payments


If you’ve missed a payment on your credit card or line of credit and you’re wondering how to handle things and if this will impact your creditworthiness down the road, here’s the plan for you to follow.
Mortgage information to help you make the
best financial decisions
When arranging mortgage financing, your mortgage lender will register your mortgage in one of two ways. Either with a standard charge mortgage or a collateral charge mortgage. Learn more about the differences here.
Standard or Collateral Charge Mortgage. What's best for you?


Lowering Your Overall Cost of Borrowing


Choosing a mortgage with a low rate is part of reducing your overall borrowing costs, but it’s certainly not the only factor. Learn more about what you should consider when securing mortgage financing.
Online mortgage calculators should never be relied on for mortgage qualification purposes. Lenders consider much more than numbers when assessing your suitability for a mortgage.
Can you Trust Online Mortgage Calculators?


Please connect anytime. It would be a pleasure to help you with your mortgage refinance.
Tim Lacroix, Mortgage Broker
Send us your GENERAL inquiry!
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