Mortgage financing solutions for the self-employed

Many small business owners have a hard time proving their income when applying for mortgage financing. Let us guide you through the process.

1. Get started right away

The best place to start is to connect with us directly. The mortgage process is personal. Our commitment is to listen to all your needs, assess your financial situation, and provide you with a clear plan forward.

2. Get a clear plan

3. We'll handle the details

Sorting through all the different mortgage lenders, rates, terms, and features can be overwhelming, especially if you're self-employed. Let's put together a plan to get you the best mortgage available.

When it comes time to arranging your mortgage, trust that we'll make it happen. We specialize in helping business owners secure mortgage financing. We've got you covered.

Don't let self-employment keep you from getting a great mortgage

We'll outline financing options and secure the best mortgage for you.

Resources to help business owners with mortgage financing

If you’re a business owner, you most likely have write-offs that make sense for tax planning reasons but don’t do much for your verifiable income. Learn more about how alternative lenders can offer competitive mortgage products for you.

Alternative Lending Provides You With Options

An Overview of the Home Buying Process

If you’re planning to buy either your first home or your next home, let’s assess your creditworthiness, take a look at your income, plan for a down payment, and nail down exactly how much you can afford to borrow.

One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Learn more about how your gross debt service ratios (GDS) and total debt service ratios (TDS) impact your mortgage qualification.

GDS/TDS Ratios Explained

Fixed-Rate or Variable-Rate Mortgage

If you’re weighing the options between a fixed and variable rate mortgage, consider the penalty incurred should you need to break the mortgage. Learn more here.

Learn more about how credit impacts a home purchase

Credit is the ability of a customer to obtain goods or services before payment, based on the trust that you will make payments in the future. When you borrow money to buy a property, you’ll be required to prove that you have a good history of managing your credit.

Credit and Mortgage Financing

How to Handle Missed Payments

If you’ve missed a payment on your credit card or line of credit and you’re wondering how to handle things and if this will impact your creditworthiness down the road, here’s the plan for you to follow.

Please connect anytime. It would be a pleasure to work with you.